FHI insurance provides peace of mind and financial security back home, while also assisting you in staying insured and receiving the care you require while travelling.
When you apply to an international program, study abroad, or travel overseas to volunteer with organizations like Projects Abroad, it’s simple to enrol in FHI insurance—just add it to your policy at the time of your application or enrollment.
On the International Volunteer website, you may even get FHI insurance after the fact (pending application approval). Insurance coverage lasts up to 30 days following the date of your last activity, and benefits are accessible right away.
What is an assessment?
What is an evaluation, we are frequently asked when we first start working with a new company. It would be simple to ignore that inquiry and simply state that it aids in our comprehension of the work that your organization conducts, but the answer goes much further than that.
An FHI 360 evaluation shows where your business is right now and where you want to be in terms of both short-term and long-term objectives.
What Are The Criteria?
Financial eligibility for FHI care is determined using the four assessment criteria listed below. Priority is given to applicants who meet at least three of these requirements, while all of them must be taken into account;
1) Has an income below 250% of the federal poverty level
2) Is uninsured or has insurance that does not cover all health services
3) Has a medical condition that would otherwise require inpatient hospitalization or long-term institutional care
4) Is a woman with a high-risk pregnancy and no other resources available to pay for her prenatal and delivery costs?
Fhi Insurance Requirements
Before you can be given medical insurance consideration at FHI 360, a number of requirements and stages must be satisfied. By obtaining information from your passport, birth certificate, driver’s license, or other official photo ID card, we will first confirm your identity and nationality.
We must ensure that only eligible clients who are both deserving of and legally permitted to obtain coverage are provided with coverage, in order to prevent false claims.
Fhi Insurance Involvement
Learn if you need to get tested for HIV and when you can begin antiretroviral therapy (ART). Two phases are involved: A.
Determining qualification, B. Starting ART The goal of ART is to decrease your viral load and make it more difficult for you to spread HIV through sexual contact or by sharing injectable supplies.
How Long Does It Take
In addition, FHI will provide you with a payment schedule for your medical costs. They will offer you a cheaper interest rate than any bank or loan provider, and they take into account both your medical debt and credit history in their decision-making. They evaluate your credit report, your bills, and other aspects of loan repayment each month.
How Much Does It Cost?
The cheapest insurance plans from FHI cost $44.50 USD a month. Less than $100 USD per month is the typical premium per package.
You have the option of buying insurance annually or on a monthly basis. Age, family size, place of residence, as well as pre-existing diseases and medical history that may necessitate additional coverage, are all factors that affect insurance prices.
Who Can Apply?
anyone who is older than eighteen (18) years. Those who have AIDS or drug addiction, as shown by an Aids Control/Tuberculosis Test Result within six (6) months of the application date, are ineligible to apply, as are those who are in custody, out on bail, or serving a sentence.