What are your thoughts on healthcare in general? Do you investigate each and every choice out there, or do you concentrate on locating the one that best suits your requirements? Your response to this query could have a direct impact on how you think about health insurance.
Three distinct methods of health insurance—Insurance For Women, Women’s Employee Health Insurance, and Brigham Women’s Insurance—each have their share of advantages and disadvantages.
What types of plans does Brigham offer?
You can choose from a variety of health insurance policies at Brigham. This implies that you will be able to select a plan that satisfies both your and your family’s demands. Employee health insurance at Brigham is available in three major forms: comprehensive, PPO, and high deductible health plans (HDHP).
The first two are provided in collaboration with other HMOs around New England, whereas United Healthcare provides HDHPs on a nationwide level.
Can I apply for medical coverage if I have a pre-existing condition?
If you have a pre-existing ailment, Brigham Women’s insurance won’t bar you from receiving coverage. We will accept full-time employees who are requesting individual medical insurance on a guaranteed issue basis if it has been more than six months since your last coverage.
When calculating premiums, we evaluate a variety of characteristics, including geography, dependent information, age, and cigarette usage. To learn more about these elements, speak with a member of our benefits team.
Will my spouse be covered?
Your partner will receive discounted coverage if you’re married. If your domestic partner satisfies specific criteria, they may be insured at a reduced cost even if you are not married. Visit this page for more information.
- What are some ways I can save on my plan premiums?
You should research Brigham and Women’s Employee Health Insurance, which offers competitively priced solutions, in order to reduce your premiums.
After all, there are four primary types of plan designs: fee-for-service or reimbursement (FFS) plans, fixed benefit or classic indemnity (FBN) plans, high deductible health plans (HDHP), and lower deductible health plans (LDHP).
The premium price will differ for each design. There are many methods to lower the cost of your insurance if you decide to purchase an HDHP via Brigham and Women’s, including adding dependents younger than 26 to a parent’s plan and utilizing free preventive care services. Your employer is the ideal person to talk to about these alternatives.
What is wellness/wellness programs?
Come to Brigham and Women’s if you’re seeking a fantastic offer on female health insurance! You can select a plan that meets the needs of your family from the many insurance alternatives offered, including HMO/PPO choices from Blue Cross Blue Shield of Massachusetts.
Am I eligible to receive financial assistance with my insurance premium costs?
Employees at Brigham Women’s Insurance have access to a wide range of financial choices to make health insurance more affordable.
You can choose between a family deductible and an individual deductible in the majority of our plans, which provides you with even greater savings. You can select the plan that best suits your needs from a variety of options offered by Brigham Women’s Insurance.
How can I learn more about health insurance?
Understanding all of your insurance options might be challenging. Our medical professionals can assist you in choosing the Brigham and Women’s health insurance policies that best suit your requirements. They can answer your concerns regarding what services are covered as well as discuss deductibles, coinsurance, co-pays, etc. with you.
How can I enrol in an insurance plan through BCW Employees’ Health Plan (BWHEP)?
Filling out an employee application is the first step in signing up for an insurance plan with BWHEP. This application will assist us in adding you to the medical panel of your primary care physician, where all of your essential medical requirements will be met.
After you submit your application, our office will notify you through a letter that it has been received.